Archive for the ‘Medical Insurance’ Category

Affordable Care Act enrollment set to open; more options in some places

Wednesday, October 31st, 2018

The open enrollment period for millions of Americans seeking health insurance for 2019 through the Affordable Care Act begins Thursday. The enrollment period allows people who don’t have coverage through a job, Medicare, Medicaid, the Children’s Health Insurance Program or another source to sign up for health insurance on HealthCare.Gov’s Health Insurance Marketplace. The period…Read More

CMS says health insurance premiums down by 1.5 percent under ACA

Friday, October 12th, 2018

CMS takes credit for introducing waivers and a reinsurance program for insurers to submit high-cost claims into a risk pool. The Centers for Medicare and Medicaid Services announced today that, for the first time since Affordable Care Act plans began to be offered through the federal exchange, premium rates have decreased. Premium rates for a…Read More

Without Trump and GOP, ObamaCare premiums would fall

Friday, August 3rd, 2018

ObamaCare premiums would likely be decreasing next year if the Trump administration and congressional Republicans had left the law alone, according to a new study. The analysis from Matt Fiedler at the Brookings Institute found premiums would be 4.3 percent lower in a “stable policy environment” — meaning certain ObamaCare rules like the individual mandate were still in place,…Read More

Trump administration to allow renewable, short-term insurance that lasts up to a year

Wednesday, August 1st, 2018

The Trump administration will finalize a rule on Wednesday that expands access to health insurance policies that skirt many of the Affordable Care Act’s regulations. The rule would allow people to buy short-term, limited-duration health coverage that lasts up to 12 months and renew that coverage for a maximum period of 36 months. Insurers can…Read More

How Telemedicine Is Redefining Healthcare Risk

Friday, July 27th, 2018

Telemedicine, which usually involves a doctor or other medical professional providing care to a patient via video conferencing, is rapidly gaining acceptance. The implications of this development are many, not the least of which is the pressure on risk managers to identify telemedicine-related exposures and devise a strategy for mitigating them. The following Q&A will…Read More

“Do No Harm” — Healthcare Workers and Aggressive Patient Behavior

Wednesday, July 25th, 2018

Once a doctor or nurse is on the clock, patient care comes first. From checking charts and administering medication to managing routines and updating concerned family members, a caregiver always keeps the patient’s well-being top of mind. But there is one facet that healthcare staff have internalized as “just part of the job” — tolerating…Read More

Why People Like Their Supplemental Coverage

Monday, June 25th, 2018

Survey Shows Nearly 10 out of 10 People Satisfied with Their Supplemental Plans One challenge people often face is deciding whether to purchase insurance coverage they hope to never have to use. Ending up in a hospital, facing a significant injury or illness, or worrying about mounting medical debt are issues no one wants to…Read More

U.S. Justice Department says Obamacare individual mandate unconstitutional

Monday, June 25th, 2018

In a brief filed in a federal court in Texas, the department said a tax law signed last year by President Donald Trump that eliminated penalties for not having health insurance rendered the so-called individual mandate under Obamacare unconstitutional. The Justice Department said that also nullifies two other major provisions of Obamacare linked to the…Read More

5 Facts that Show Why Consumers Love Telehealth

Monday, June 25th, 2018

Telehealth is a “game-changer” in health care: It has the potential to make it easier and more convenient for people to access quality care; mitigate provider shortages, especially in rural areas; and save money through less expensive virtual visits. The promise of virtual care is quickly becoming reality. The following five facts explain why: 1….Read More

Trump officials move to expand non-ObamaCare health plans

Wednesday, June 20th, 2018

The Trump administration on Tuesday announced an expansion of health insurance plans that do not meet all ObamaCare requirements, in an effort to allow customers access to cheaper insurance options. The plans, called association health plans, allow small businesses and other groups to band together to buy health insurance. The move is part of a broader…Read More

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