Blog

Without Trump and GOP, ObamaCare premiums would fall

August 3rd, 2018

ObamaCare premiums would likely be decreasing next year if the Trump administration and congressional Republicans had left the law alone, according to a new study. The analysis from Matt Fiedler at the Brookings Institute found premiums would be 4.3 percent lower in a “stable policy environment” — meaning certain ObamaCare rules like the individual mandate were still in place,…Read More

Medicare Part D premiums on two year decline with projected drop in 2019, CMS says

August 1st, 2018

According to the Centers for Medicare & Medicaid Services, the average basic premium for a Medicare Part D prescription drug plan is slated to drop again in 2019. Basic Part D premiums are forecasted to fall from $33.59 this year to $32.50 next year, the agency said. “President Trump and Secretary Azar have made clear…Read More

Trump administration to allow renewable, short-term insurance that lasts up to a year

August 1st, 2018

The Trump administration will finalize a rule on Wednesday that expands access to health insurance policies that skirt many of the Affordable Care Act’s regulations. The rule would allow people to buy short-term, limited-duration health coverage that lasts up to 12 months and renew that coverage for a maximum period of 36 months. Insurers can…Read More

National Flood Insurance Program(NFIP) follow up

July 31st, 2018

  NFIP Extended until November 30, 2018 Today Congress approved an extension of the National Flood Insurance Program (NFIP) which was set to expire on July 31. This latest program extension ensures that the program will continue to operate with full authority until November 30, 2018. From now until November 30, 2018, Congress will work to reach consensus to pass a…Read More

National Flood Insurance Program (NFIP)

July 30th, 2018

The National Flood Insurance Program (NFIP) is set to expire at the end of the day on Tuesday, July 31, 2018. While the Senate is working to reauthorize the NFIP until November 30, 2018, there is potential for a short program lapse. In anticipation of this, FEMA issued direction on hiatus protocol with Bulletin W-17069. The bulletin provides…Read More

How Telemedicine Is Redefining Healthcare Risk

July 27th, 2018

Telemedicine, which usually involves a doctor or other medical professional providing care to a patient via video conferencing, is rapidly gaining acceptance. The implications of this development are many, not the least of which is the pressure on risk managers to identify telemedicine-related exposures and devise a strategy for mitigating them. The following Q&A will…Read More

I’m moving. What happens if my stuff gets damaged?

July 25th, 2018

It’s moving week. That’s right. We are taking on the monumental task of moving our home. This isn’t new to my family. My wife and I have been married over 25 years and haven’t lived in one house for longer than four years. We have learned a lot in all of these moves. It took…Read More

“Do No Harm” — Healthcare Workers and Aggressive Patient Behavior

July 25th, 2018

Once a doctor or nurse is on the clock, patient care comes first. From checking charts and administering medication to managing routines and updating concerned family members, a caregiver always keeps the patient’s well-being top of mind. But there is one facet that healthcare staff have internalized as “just part of the job” — tolerating…Read More

Sitting Tied to Raised Risk of Death From 14 Diseases

July 3rd, 2018

MONDAY, July 2, 2018 (HealthDay News) — Get up off of the couch: Sitting too much may kill you even if you exercise regularly. If you sit for six hours a day or more, your risk of dying early jumps 19 percent, compared with people who sit fewer than three hours, an American Cancer Society…Read More

Why People Like Their Supplemental Coverage

June 25th, 2018

Survey Shows Nearly 10 out of 10 People Satisfied with Their Supplemental Plans One challenge people often face is deciding whether to purchase insurance coverage they hope to never have to use. Ending up in a hospital, facing a significant injury or illness, or worrying about mounting medical debt are issues no one wants to…Read More

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